BOQ Demo · Accountant niche · CRA-aware Tier 1 Chatbot + Calendar booking
Front-desk AI for Belleville bookkeepers + CPAs

Stop missing tax-season calls. Susan can finally take a lunch.

Solo bookkeepers and small CPA practices in Quinte West field 60 to 90 inbound calls a week between March and May. Roughly 40 percent go to voicemail when Susan is in QBO with a client, and 71 percent of those callers never leave a message. At a $4,600 average lifetime client value, that is one missed retainer a month. BOQ answers in plain English, books straight onto Susan's calendar, and takes the deposit through Stripe. CRA-aware, HST-aware, T1 and T2 aware.

1.8s
Median time to first reply, day or night
92%
Of routine accounting questions handled without owner lift
$4,600
Average lifetime client value protected per missed call recovered
smithbookkeeping.ca  ·  Belleville, ON
Smith Family Bookkeeping
Sole-trader and small business bookkeeping + tax, Belleville and Quinte West since 2011
Book a discovery call View pricing CRA letter help
Sole-trader tax (T1 + T2125)
Corporate tax (T2) for CCPCs
Monthly bookkeeping retainer
Quarterly HST + GST filing
Payroll for 1 to 3 staff
CRA review letter representation
Step 1 · Onboarding

Paste your practice URL. We do the rest in 9 minutes.

No CSV upload, no onboarding call, no FAQ form. We crawl your existing site, pull your services, hours, software stack, and CRA-relevant FAQ, then generate a draft answer set before your second coffee.

Crawled 22 pages, extracted services, pricing, hours, team page
Pulled GMB profile, 47 reviews, accepting-new-clients status
Detected practice stack: QuickBooks Online + Karbon (Pro Advisor)
Mapped 2 senior staff + Susan (CPA) to T1, T2, and HST workflows
Generated 64-question CRA-aware FAQ tree, flagged 4 for owner review
· Awaiting owner sign-off on tier pricing (T1 retainer, T2 retainer, year-end one-shot)
Step 2 · Pre-trained FAQ

Trained on the questions Belleville sole traders actually ask.

Sample of the accountant FAQ tree, pre-loaded out of the box. Every answer is sourced from your site, your pricing page, and CRA reference data, never invented. Edit, remove, or add through the dashboard.

01
Do you do sole-trader T1 returns with the T2125 schedule?
02
How much is a monthly bookkeeping retainer for a $140k contractor?
03
Are you accepting new sole-trader clients before the April 30 deadline?
04
Do you handle quarterly HST and GST filing for CRA-registered trades?
05
Can you file late T1 or T2 returns going back several years?
06
Do you do payroll for 1 to 3 staff, including T4s and ROEs?
07
Are you a CPA Ontario member, or a bookkeeper without CPA review?
08
Do you handle CRA review letters and audits for retainer clients?
09
What software do you work in: QBO, Xero, Wave, or Sage 50?
10
Can you handle the Voluntary Disclosure Program for late HST?
Step 3 · Live qualifying + booking

Sole trader asks for tax help. Chatbot qualifies, quotes, books, takes deposit.

A real flow from the demo. The chatbot qualifies revenue + HST status, prices the right tier, surfaces a Stripe deposit panel, then offers calendar follow-up. No staff needed end-to-end.

Sole-trader plumber, monthly retainer

Recorded demo · Mike, new prospect, 9:42 AM Sunday
Mike · 9:42 AM
Hey, I'm a sole-trader plumber in Belleville. Do you do my taxes?
Smith Bookkeeping Bot
Yes, sole-trader trades is most of our book. Quick question so I price it right: are you HST-registered, and roughly what was your gross last year?
Mike · 9:43 AM
Yeah HST registered, about $140k last year.
Lookup: CRA tier matcher · T1 + T2125 + HST quarterly
Smith Bookkeeping Bot
Got it. At $140k with HST you have a T1 with business income (T2125), quarterly HST remits, and probably CCA on tools and vehicle. What are you using to track right now: QBO, spreadsheet, or shoebox?
Mike · 9:43 AM
honestly mostly shoebox. my wife does receipts in a binder.
Smith Bookkeeping Bot
Common with trades. Two options. Year-end only is $850 to $1,100 for a single tidy-up plus T1 and HST reconciliation. Monthly retainer is $385 per month, includes QBO subscription, quarterly HST, annual T1 with T2125, and unlimited email support. Most $140k trades go monthly because the time saved on receipts pays for it. Want me to walk through the monthly?
Mike · 9:44 AM
yeah show me the monthly.
Smith Bookkeeping Bot
Here is the monthly retainer, all in.
Smith Family Bookkeeping
Monthly bookkeeping retainer · Tier 1
QBO subscription, quarterly HST, annual T1 with T2125, unlimited email. Cancel anytime, 30-day money back.
$385CAD / mo
Powered by Stripe · CRA-compliant invoicing · 30-day money back
Mike · 9:45 AM
paid, thanks!

What just happened

Revenue qualification, HST detection, software audit, tier match, Stripe checkout, and CRM write-back, all without owner lift. Average flow: 84 seconds.

Karbon CRM
Connected
ClientMike R. (#02184)
TierMonthly retainer T1
Lead sourceSite chatbot
Revenue band$100k - $200k
HST statusRegistered, quarterly
QBO setupQueued for Susan, Mon 9 AM
First invoice$385 on the 1st

Also compatible with QuickBooks Online Accountant, Xero HQ, TaxCycle, ProFile, and CCH iFirm via the BOQ practice bridge.

Interactive savings · built into the chat

How much you spend now vs. what BOQ replaces. Drag the slider.

Most Quinte West sole traders pay $480 to $900 a month for a part-time bookkeeper, plus year-end accountant fees. The chatbot handles intake, qualifying, booking, and quotes inline. Where the savings show up is in months you do not need a separate hire.

Your current monthly bookkeeping spend

Drag the slider to match what you currently pay (part-time bookkeeper, virtual assistant, software subscriptions). Most Belleville sole traders sit between $450 and $850.

Your spend $650 CAD / mo

BOQ Tier 1 + Susan retainer covers what 70 percent of part-time bookkeepers do, with Stripe checkout and CRA-aware FAQ on top.

Estimated annual savings
$3,180
protected over 12 months, before retainer growth
BOQ retainer at $385 / mo replaces the typical part-time bookkeeper line item, plus recovers 2 to 4 missed-call retainers at $4,600 LTV each.
Compare · honest side-by-side

BOQ Accountant vs Karbon vs FreshBooks vs HelloBonsai.

Each tool solves a different slice. BOQ is the front-desk and intake layer. Karbon runs practice ops. FreshBooks is the invoicing engine. Honest comparison of what is included where, with no vendor spin.

Capability BOQ Accountant Karbon FreshBooks HelloBonsai
Pre-trained CRA + HST chatbot included no no no
Site-embedded booking calendar included add-on no add-on
Stripe deposit on call booking included no included included
Practice management workflow basic strong basic basic
QBO Pro Advisor sync included included partial no
CRA review letter triage included no no no
Monthly price (solo practice) $1,000 CAD $79 USD / seat $30 USD $25 USD

Stack with the tools you already pay for. BOQ replaces the intake layer; Karbon, FreshBooks and HelloBonsai cover what they do well.

In the last 24 hours Susan booked 4 new sole-trader retainers, recovered 2 missed-call clients, and answered 41 CRA-related questions through chat without lifting a finger. Average response time: 1.8 seconds.
Tier 2 · Voice + AI Receptionist

The same brain, on the phone line.

Tier 1 is text-on-website plus calendar booking. Tier 2 adds the after-hours voice receptionist that picks up the 40 percent of tax-season calls Susan cannot answer in real time. CRM-integrated, CRA-aware, in your practice's tone.

Tier 2 preview

Your AI receptionist answers in 1 ring, books straight onto Susan's calendar, and never sounds robotic.

Same CRA-aware brain. Same booking flow. Same Karbon write-back. Trained on your firm's voice and your service pricing. Hands off to a real person when sentiment drops or scope exceeds.

  • After-hours and tax-season overflow call handling, 24/7
  • Karbon and QBO Accountant write-back from voice booking
  • Real-time voicemail-to-text + smart routing to Susan for urgent CRA letters
  • CRA-aware call recording and transcription, encrypted at rest
  • Hands off to staff when client asks for a human or sentiment flags
  • Bilingual (English + French) for Quinte West and east-Ontario clients
Pricing

Plain pricing. No per-seat surprises.

Most Quinte West practices start on Tier 1, add Tier 2 voice during tax-season month 2 once they see the missed-call recovery numbers. Tier 3 is the full growth engine for firms doing $400k plus.

Tier 1
Front-desk text + calendar
$200 setup
$1,000 per month CAD
  • Website chatbot, pre-trained CRA + HST FAQ
  • Site-embedded calendar booking with Stripe deposits
  • QBO Accountant + Karbon CRM write-back
  • Self-service site edits via chat
  • Up to 1,500 conversations per month
Most popular · Tier 2
Voice + AI receptionist
$500 setup
$1,500 per month CAD
  • Everything in Tier 1
  • After-hours and tax-season overflow voice receptionist
  • Bilingual (EN / FR) call handling
  • Live CRM write-back from voice booking
  • CRA letter triage routing to senior CPA
  • Up to 1,200 minutes per month, $0.18 per extra minute
Tier 3
Full growth engine
$1,500 setup
$2,500 per month CAD
  • Everything in Tier 1 and Tier 2
  • Review-generation engine + reputation monitoring
  • T1 + T2 client reactivation campaigns
  • CDCP and CCB eligibility outreach
  • Monthly performance review with the BOQ team
Your data, your room

Every firm gets a fully isolated brain.

Client financial data, tax records, conversation history, and document uploads live inside your firm's tenant boundary and never cross into another firm's data.

Per-tenant isolation · CRA-aware data classification

Procurement-grade trust, built into the substrate.

  • +CRA-aware data classification. Sensitive numbers stay in encrypted per-tenant storage with row-level isolation.
  • +No cross-tenant training. Your clients' financial conversations never feed another firm's chatbot.
  • +Audit trail. Every client interaction logged with timestamp + actor + reason. Useful for CRA disputes.
  • +Document confidentiality. Uploaded T4s, T1s, financials stored with per-tenant encryption keys.
  • +16 verified tracking surfaces. Curl-checkable in 10 minutes by any IT auditor.

The substrate runs on Cloudflare Workers + V8 isolates, the same primitive trusted by 30% of the web. We composed it for AI-agent traffic. We did not build a bespoke startup stack.

In-product upsell · Tier 3

The chatbot also notices what is leaking and tells you.

Sample owner notification. Surfaced inside the dashboard, sent once per week, never auto-launched.

Owner nudge · surfaced 7:14 AM today

Your last Google review was 4 months ago. The next CPA on William Street posted 9 in the same window.

Retainer clients who responded positively in chat are the warmest review source. We can launch a review-generation campaign that texts them 48 hours after T1 sign-off with a 1-tap Google review link. Approve once, runs forever.

$200
One-time setup
$50 / mo
Ongoing review engine
~$11k
Estimated annual LTV recovery
Approve and launch Send to Susan first Snooze 7 days
Self-service · the practice updates itself

"Add a tax-filing-deadline field to my contact form."

No login required. Owner messages the chatbot in plain English. The chatbot updates the website, Google Business Profile, the FAQ tree, and stages a confirmation. No support ticket, no agency.

Susan · 2:11 PM
add a "tax-filing-deadline" field to my contact form so I know when their T1 is due
Smith Bookkeeping Bot
Done. Added a Tax filing deadline field (date picker, optional) to the contact form on smithbookkeeping.ca/contact. Pushed via WordPress connector at 2:11 PM. You can see it live now. Want me to pipe new submissions into your Karbon Leads pipeline?
Susan · 2:11 PM
yeah do it
Pushing changes · Karbon CRM webhook
Smith Bookkeeping Bot
Wired. Next form submission lands in Karbon > Leads > New, auto-tagged with the filing deadline. Took 14 seconds. Anything else?
Website updated
Contact form: Tax filing deadline date picker added
Pushed 2:11 PM · live worldwide in 38 seconds
Karbon CRM
Webhook wired to Leads > New, auto-tag with deadline date
Karbon API confirmation 2:11 PM
Chatbot FAQ
"When is my T1 due?" answer references the field
Live for inbound chats 2:11 PM
Backup queued
WordPress + Karbon mapping snapshotted to BOQ vault
Rollback available for 30 days